indiana state laws for cash advances

If you have proof of the first time it went delinquent 180 days, then when December rolls around send an intent to sue to the EQ people and it should come off.
they weren't too happy that I threaten to sue them if they didn't comply with validation
I am nervous that things may show back up, though...a couple of late pays from 01 that mysteriously dissappeared without being disputed.
(Indiana state laws for cash advances) Seems to me something that shoulda/woulda/coulda been a simple forbearance agreement has turned into a total fiasco due to their shoddy performance, not yours!
I agree. If you go to MyFico.com and download that booklet on understanding credit, you will see that it emphasizes not opening credit lines you don't need. Translated, if you have a card or cards that are versatile enough to be used in a variety of situations, then you don't need to open a new line of credit. Anytime you open a new line of credit, there will be an inquiry and you run the risk of negative score impact.
What happens though, if the appraisal doesn't cover the additional expenses, you don't get the house.