Honestly, it will be a big help to hang onto the cash now and forgo the interest free loan to uncle sam.
The next that I am aware of this account has been put into collection.
I told H&R block that if they didn't do something, I was going to the press about how they screwed a young couple that just had a baby, etc... they said "we don't care about the publicity - but what do you want us to do?"
(Loan today same day payout) Its quite alright if you cant answer...you personally have helped me along every step of the way towards the land of 700.
I am starting work on wifey's reports now and she is in bad shape with many med collections and some CO's. Her FICO is about 520 right now.
Disputed w/all 3 CRAs; TU also had a duplicate listing. So, TU sends me back a form letter that they don't validate, recommends my contacting the OC directly and includes the addresses for all creditors.
I had good luck with Roadloans.com - they pulled EQ for me - and I have subprime scores. Interest rate wasn't great but when I pay for a year I will refinance. Plus you get to walk into the dealership check in hand - no hassles about financing.
niedziela, 3 lutego 2008
ten dollar cash loans
In 1999, I had a $250,000 unsecured, personal line of credit from Compass Bank.
but some people have seen very old stuff on PG that was not on the individual reports...
Be aware that if you don't get approved for the Target Visa card, you will be offered their Guest .
(Ten dollar cash loans) On another note, MBNA has not called since I stopped paying them on the hardship program.
I think dealing with the hospital's legal department is probably the best route at this point.
but some people have seen very old stuff on PG that was not on the individual reports...
Be aware that if you don't get approved for the Target Visa card, you will be offered their Guest .
(Ten dollar cash loans) On another note, MBNA has not called since I stopped paying them on the hardship program.
I think dealing with the hospital's legal department is probably the best route at this point.
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LKH, I have a bk dismissed..it's 7 years in July...off on EXP already and TU says it will come off in 7/2003.
A judgment remains on your credit report for 7 years after it is filed by the county clerk.
Many building sites fail to make the cut during the long approval process demanded by municipalities and state and local governments.
(Non telecheck banks huntsville al) It says, basically, that ANY seller/buyer contract applies to UCC, not just merchant to merchant.
BTW, the definitive place to visit to figure out how to maximize rewards is: www.flyertalk.com.
The last time I sent documentation to a CRA, they replied "We are responding to the information you sent us.
A judgment remains on your credit report for 7 years after it is filed by the county clerk.
Many building sites fail to make the cut during the long approval process demanded by municipalities and state and local governments.
(Non telecheck banks huntsville al) It says, basically, that ANY seller/buyer contract applies to UCC, not just merchant to merchant.
BTW, the definitive place to visit to figure out how to maximize rewards is: www.flyertalk.com.
The last time I sent documentation to a CRA, they replied "We are responding to the information you sent us.
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If you have proof of the first time it went delinquent 180 days, then when December rolls around send an intent to sue to the EQ people and it should come off.
they weren't too happy that I threaten to sue them if they didn't comply with validation
I am nervous that things may show back up, though...a couple of late pays from 01 that mysteriously dissappeared without being disputed.
(Indiana state laws for cash advances) Seems to me something that shoulda/woulda/coulda been a simple forbearance agreement has turned into a total fiasco due to their shoddy performance, not yours!
I agree. If you go to MyFico.com and download that booklet on understanding credit, you will see that it emphasizes not opening credit lines you don't need. Translated, if you have a card or cards that are versatile enough to be used in a variety of situations, then you don't need to open a new line of credit. Anytime you open a new line of credit, there will be an inquiry and you run the risk of negative score impact.
What happens though, if the appraisal doesn't cover the additional expenses, you don't get the house.
they weren't too happy that I threaten to sue them if they didn't comply with validation
I am nervous that things may show back up, though...a couple of late pays from 01 that mysteriously dissappeared without being disputed.
(Indiana state laws for cash advances) Seems to me something that shoulda/woulda/coulda been a simple forbearance agreement has turned into a total fiasco due to their shoddy performance, not yours!
I agree. If you go to MyFico.com and download that booklet on understanding credit, you will see that it emphasizes not opening credit lines you don't need. Translated, if you have a card or cards that are versatile enough to be used in a variety of situations, then you don't need to open a new line of credit. Anytime you open a new line of credit, there will be an inquiry and you run the risk of negative score impact.
What happens though, if the appraisal doesn't cover the additional expenses, you don't get the house.
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According to bank lady this is the only negative thing on either of our cr's.
Would a goodwill letter work to get the lates completely elinminated?
However, I do have the right to have any information removed from my credit reports thru the furnisher of information, that being your office.
(Bad creditauto loans) I think this is a personal judgment call......there are steps you can take but I think you risk being sued due to the acct still being within the SOL.
THEN...once I know sol has expired, I will continue to research legality of repo.
Would a goodwill letter work to get the lates completely elinminated?
However, I do have the right to have any information removed from my credit reports thru the furnisher of information, that being your office.
(Bad creditauto loans) I think this is a personal judgment call......there are steps you can take but I think you risk being sued due to the acct still being within the SOL.
THEN...once I know sol has expired, I will continue to research legality of repo.
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Macy Pearson loves the used car she just bought, but it will only start if she's made her car payment.
Thanks T, I dodn't want to say it a third time, but really, I'm not lying, why chat has some good info and it's all concrete, you don't have to speculate
Maybe you should dispute the same account but use a different dispute like incorrect date or incorrect status instead of "Not mine"....
(10k loans overnight for bad credit) I was wondering if I should trow a law suit at them or PFB them again to give them another chance.
Depending upon how many items you have, it might take a couple of cycles of disputes to get stuff off with Lexington.
Of course, they are doing well lately, but i'll be more than happy to add you to the many dedicated Avs fans that i have placed bets against that they will NOT win the Stanley Cup or even the Western Championship.
Thanks T, I dodn't want to say it a third time, but really, I'm not lying, why chat has some good info and it's all concrete, you don't have to speculate
Maybe you should dispute the same account but use a different dispute like incorrect date or incorrect status instead of "Not mine"....
(10k loans overnight for bad credit) I was wondering if I should trow a law suit at them or PFB them again to give them another chance.
Depending upon how many items you have, it might take a couple of cycles of disputes to get stuff off with Lexington.
Of course, they are doing well lately, but i'll be more than happy to add you to the many dedicated Avs fans that i have placed bets against that they will NOT win the Stanley Cup or even the Western Championship.
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But I don't think it will show anything as "disputed" on your PG reports.
Dacman gave me good advice, nearly 3 years ago, until yesterday though I didn't know that was him -- my life has never been the same since!
They agreed that the address and phone number they had given me did not match the one they have on file for Cavalry Investments.
(Cash loans everyone approved) Rivera said he knew nothing about the ordered expulsion at the time of the second report.
Costs $10 for order of discharge, order of dismissal, or Final decree, voluntary petition, sumamry of schedules, creditors holding unsecured nonpriority claims .
Dacman gave me good advice, nearly 3 years ago, until yesterday though I didn't know that was him -- my life has never been the same since!
They agreed that the address and phone number they had given me did not match the one they have on file for Cavalry Investments.
(Cash loans everyone approved) Rivera said he knew nothing about the ordered expulsion at the time of the second report.
Costs $10 for order of discharge, order of dismissal, or Final decree, voluntary petition, sumamry of schedules, creditors holding unsecured nonpriority claims .
sobota, 2 lutego 2008
astrive reviews
However, I haven't heard of any restrictions APPROVING more than 1 card at a time.
Maybe you're right about the legal dept.....it could be sitting on someones desk.
On the outside I have a square shaped unit with a fan in it and a fragile grate on the side that provides the air conditioning.
(Astrive reviews) I translate ethnic slurs for Cuban refugees; I write award-winning operas; I manage time efficiently.
Now, and why you are paying them, I would dispute the collection accounts.
Maybe you're right about the legal dept.....it could be sitting on someones desk.
On the outside I have a square shaped unit with a fan in it and a fragile grate on the side that provides the air conditioning.
(Astrive reviews) I translate ethnic slurs for Cuban refugees; I write award-winning operas; I manage time efficiently.
Now, and why you are paying them, I would dispute the collection accounts.
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Just to clarify...does the business Quicken card show up on credit reports?
This person was supposed to pay for the rest of the stuff but didn't.
However, "damages" exist, so spite was a wrong term for me to chose...the debtor's stress, time and cost to deal with the matter...IMO, this is not "the cost of doing business as a consumer".
(Define loan credit) On the left hand side, across from that box, it will say "get 3 in 1" or something like that.
Indeed Marc, that's the important question, but if it's already happening based on country of birth, in a country of mutts no less, I'd like to know it's underway.
First, a dealer does nothing without proof that something will make him a HUGE profit.
"We're not just talking about call-center jobs, but all kinds of jobs," says Deloitte Consulting analyst Christopher Gentle. "It doesn't leave any part of the corporation untouched."
This person was supposed to pay for the rest of the stuff but didn't.
However, "damages" exist, so spite was a wrong term for me to chose...the debtor's stress, time and cost to deal with the matter...IMO, this is not "the cost of doing business as a consumer".
(Define loan credit) On the left hand side, across from that box, it will say "get 3 in 1" or something like that.
Indeed Marc, that's the important question, but if it's already happening based on country of birth, in a country of mutts no less, I'd like to know it's underway.
First, a dealer does nothing without proof that something will make him a HUGE profit.
"We're not just talking about call-center jobs, but all kinds of jobs," says Deloitte Consulting analyst Christopher Gentle. "It doesn't leave any part of the corporation untouched."
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If you were waiting on validation, then they would be in violation for updating your CR with out marking it in dispute.
I would use this opportunity of their screwing up to dispute it and see if it goes.
My attorney has told me because of this most creditors do not wish to sue people in Pennsylvania, especially people with bad credit and no money, they most certianly will never recover their money.
(Canadian bad credit loans) This is the first "positive" for me in years.......I guess I need to know exactly HOW to dispute the negs with the CRA's and what to expect from them.....the only thing on my CR that concerns me is a CapOne charge off, one CR reports lists date 5/99 the other two have 10/99....SOL in Washington is 3 years so I think I'm safe with that.......I just want this stuff cleaned up, I'm tired of living like I'm some kind of criminal being held hostage by creditors.....
It just seems a little odd that their job is presumably to act on behalf of a client to collect money.
I am not going to get into a "flame" situation here. I have been on here long enough to see you were laid off and took a pay cut. I am also in the IT arena. A contract/project firm actually. I truly feel for you, I was laid off in June as well and was lucky enough to find a new job that paid more than the old one.
I would use this opportunity of their screwing up to dispute it and see if it goes.
My attorney has told me because of this most creditors do not wish to sue people in Pennsylvania, especially people with bad credit and no money, they most certianly will never recover their money.
(Canadian bad credit loans) This is the first "positive" for me in years.......I guess I need to know exactly HOW to dispute the negs with the CRA's and what to expect from them.....the only thing on my CR that concerns me is a CapOne charge off, one CR reports lists date 5/99 the other two have 10/99....SOL in Washington is 3 years so I think I'm safe with that.......I just want this stuff cleaned up, I'm tired of living like I'm some kind of criminal being held hostage by creditors.....
It just seems a little odd that their job is presumably to act on behalf of a client to collect money.
I am not going to get into a "flame" situation here. I have been on here long enough to see you were laid off and took a pay cut. I am also in the IT arena. A contract/project firm actually. I truly feel for you, I was laid off in June as well and was lucky enough to find a new job that paid more than the old one.
piątek, 1 lutego 2008
usurious moneytree washington
This indicates to us that you are actually reading your credit reports.
I'm trying to figure out how they find out the average balance. Years and years ago I recall reading that they could and did without your permission, so I believe they do it. I just don't know how.
And now online with this service, I can even get a copy of the signature mailed or faxed.
(Usurious moneytree washington) Same thing's happened to me with equifax - 41 points down in the last month . They've got to be tampering with the scoring criteria. Equifax could not explain - escalated me to folks at fico - I haven't heard from them yet.
OK, this is so important i thought it needed to be pointed out twice, as most of the techniques used on this board or any credit board, for that matter, depend on these two Acts.
I'm glad for you, but I happen to be in credit hell right now and probably don't need to hear this!
You can have them override it by asking to xfer some/all of your existing credit line to the product you applied for.
I'm trying to figure out how they find out the average balance. Years and years ago I recall reading that they could and did without your permission, so I believe they do it. I just don't know how.
And now online with this service, I can even get a copy of the signature mailed or faxed.
(Usurious moneytree washington) Same thing's happened to me with equifax - 41 points down in the last month . They've got to be tampering with the scoring criteria. Equifax could not explain - escalated me to folks at fico - I haven't heard from them yet.
OK, this is so important i thought it needed to be pointed out twice, as most of the techniques used on this board or any credit board, for that matter, depend on these two Acts.
I'm glad for you, but I happen to be in credit hell right now and probably don't need to hear this!
You can have them override it by asking to xfer some/all of your existing credit line to the product you applied for.
first national pay day loans
It absolutely does matter, Dane's first post says the truck was included in his BK and discharged.
We're paying off his last credit card today so that will raise the score, and we're planning to either add him as an AU on my credit union credit card which has a long history of good payment, or we're going to increase his limit on his credit card, which he just opened in January.
Chase pulls TU yea. They do NOT like collections and CO's no matter what your score is.
(First national pay day loans) Can someone tell me how many days the CRA's have to mark the credit report as "disputed" after they receive CMRRRs? Is it 5 days or 5 "business" days...same with the 30-day thing or am I wrong all together? :?
But if you pass AU approval, there really is very little that would make a human underwriter reverse the computer's decision.
Can any of his/her clients be contacted to be questioned about how they were treated?
I pay $15 for a two person tri merge pull and I have no problems giving it to my prospective clients to shop with.
We're paying off his last credit card today so that will raise the score, and we're planning to either add him as an AU on my credit union credit card which has a long history of good payment, or we're going to increase his limit on his credit card, which he just opened in January.
Chase pulls TU yea. They do NOT like collections and CO's no matter what your score is.
(First national pay day loans) Can someone tell me how many days the CRA's have to mark the credit report as "disputed" after they receive CMRRRs? Is it 5 days or 5 "business" days...same with the 30-day thing or am I wrong all together? :?
But if you pass AU approval, there really is very little that would make a human underwriter reverse the computer's decision.
Can any of his/her clients be contacted to be questioned about how they were treated?
I pay $15 for a two person tri merge pull and I have no problems giving it to my prospective clients to shop with.
no fee loans for bad credit
No, Justus, you didn't cause me any problem -- I'm not on staff here.
So what he did was about worthless unless he planned on taking a big tax advance and heading to Brazil.
So= I want to call the credit union tomorrow, let them know that BF got the loan and was approved w/ them. How should I word this.. I'm wanting to be added on the loan to help my credit. Would he have to sign all new paperwork again with the dealer? Right now, his name is the only one on the registration etc. How do you think that would affect his interest rate? Would it go up because of me?
(No fee loans for bad credit) Anyway, I have no clue what utilization is....I know that the fico score is what banks look at to give you credit and it should be at least 600 right?
FICO scoring is getting more sophisticated and I suspect they don't care much about the total number of open cards you have.
So what he did was about worthless unless he planned on taking a big tax advance and heading to Brazil.
So= I want to call the credit union tomorrow, let them know that BF got the loan and was approved w/ them. How should I word this.. I'm wanting to be added on the loan to help my credit. Would he have to sign all new paperwork again with the dealer? Right now, his name is the only one on the registration etc. How do you think that would affect his interest rate? Would it go up because of me?
(No fee loans for bad credit) Anyway, I have no clue what utilization is....I know that the fico score is what banks look at to give you credit and it should be at least 600 right?
FICO scoring is getting more sophisticated and I suspect they don't care much about the total number of open cards you have.
consumer teletrack records
Well, first and foremost, relax. They CANNOT affect your student loans. As long as you're in school, those are deferred.
Can I use the "additional comments" section to request a deletion of my former address's?
So, your duty as a consumer is to tell your friends if you get screwed. Enough bad press and they will be out of business.
(Consumer teletrack records) Of course, as has been mentioned, you can do it all yourself, however I am pleaseed with the results so far.
The charge-off notation, if it were a charge-off at the time of BK filing, likely could remain, if it were accurate and complete; updated and verifiable.
I have an unpaid charge-off and judgment from Providian that keeps coming back verified.
Can I use the "additional comments" section to request a deletion of my former address's?
So, your duty as a consumer is to tell your friends if you get screwed. Enough bad press and they will be out of business.
(Consumer teletrack records) Of course, as has been mentioned, you can do it all yourself, however I am pleaseed with the results so far.
The charge-off notation, if it were a charge-off at the time of BK filing, likely could remain, if it were accurate and complete; updated and verifiable.
I have an unpaid charge-off and judgment from Providian that keeps coming back verified.
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I wish i could help you more, but you know most people would rather not deal with the hassle.
The fall off date should be listed and it should be 7 years from the date of status.
In Mahon we see that the court asserts a communication can occur even if it's intended recipient does NOT receive the communication.
(Catholic home loan %2b reviews) I was denied the chase but hoping they send a secured offer and I just went for another capital one card and was denied.
FICO scoring is getting more sophisticated and I suspect they don't care much about the total number of open cards you have.
Can you call the number on the letter and get to an operator, then ask for that person by name?
The fall off date should be listed and it should be 7 years from the date of status.
In Mahon we see that the court asserts a communication can occur even if it's intended recipient does NOT receive the communication.
(Catholic home loan %2b reviews) I was denied the chase but hoping they send a secured offer and I just went for another capital one card and was denied.
FICO scoring is getting more sophisticated and I suspect they don't care much about the total number of open cards you have.
Can you call the number on the letter and get to an operator, then ask for that person by name?
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I have been disputing with the CRS over how the original lender is reporting this loan.
I just had the "I dont wanna"...Its amazing what a shower and opening up the windows will do for me.
Also, the higher your pg score, the higher the point spread on eq Fico?
(Cash loans philippines) Never, ever give out such info in an email, regardless of whom they claim to be.
I just had the "I dont wanna"...Its amazing what a shower and opening up the windows will do for me.
Also, the higher your pg score, the higher the point spread on eq Fico?
(Cash loans philippines) Never, ever give out such info in an email, regardless of whom they claim to be.
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So, after that sunk into her , she's down at the Randall's doing our grocery shopping. After looking all over, so looks up at this teenage guy up on a step ladder doing restocking and says, "Excuse me, can you tell me where to find the p-nis butter ?"
Thanks to all for the help along the way........FICO 769 and still climbing!!
Dealers also insist everyone is told about the service before they buy, and device makers like Stan Schwarz says drivers are warned before the "kill."
(Cash advance no checking accounts ohio) The ego-dealing blow: I pulled myFico.com scores last night, was a 564, 601 and 603 for TU, EQ and EX. My wood literally ripped thru my jeans. All I needed was a 580 or higher for my mortgage to get the OK at 100%LTV. So I went to the builder to sign a contract today and pay my earnest money to lock in the home price, cause they creep up every couple weeks or so. I have in my hand my credit report that the lender pulled today
I guess on the one hand we can complain about OC's and their tactics, but at the same time, I feel we owe it to them to pay legitimate debts that we run up.
Thanks to all for the help along the way........FICO 769 and still climbing!!
Dealers also insist everyone is told about the service before they buy, and device makers like Stan Schwarz says drivers are warned before the "kill."
(Cash advance no checking accounts ohio) The ego-dealing blow: I pulled myFico.com scores last night, was a 564, 601 and 603 for TU, EQ and EX. My wood literally ripped thru my jeans. All I needed was a 580 or higher for my mortgage to get the OK at 100%LTV. So I went to the builder to sign a contract today and pay my earnest money to lock in the home price, cause they creep up every couple weeks or so. I have in my hand my credit report that the lender pulled today
I guess on the one hand we can complain about OC's and their tactics, but at the same time, I feel we owe it to them to pay legitimate debts that we run up.
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Now that I have the cards I want, its just a matter of time to wait on the inquiries to go away.
I think what you are looking for is the date of delinquency - but just in case - why do you want the date?
Do you have anyone older that has a very long history that can add you as an AU to a credit card?
(Cash installment loans) i am looking at a backyard full of dirt :x and i want to get my yard done.
I've been reading this board for quite a few weeks, and I feel that I might have a grasp on what needs to be done to fix my CR, but since everyone here seems so helpful, I figured I'd get your input first.
I think what you are looking for is the date of delinquency - but just in case - why do you want the date?
Do you have anyone older that has a very long history that can add you as an AU to a credit card?
(Cash installment loans) i am looking at a backyard full of dirt :x and i want to get my yard done.
I've been reading this board for quite a few weeks, and I feel that I might have a grasp on what needs to be done to fix my CR, but since everyone here seems so helpful, I figured I'd get your input first.
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actually hubby did and it was awfull and everyone looked at me like I did it.
Just make sure that you have the money to put back into your savings as well as buy the furniture to fill the darn place.
The question this would hinge on for me is whether the vehicle is worth more that the balance owed.
(Reductil next day eu paypal) I approached GMAC with good attitude and they were willing to help me out, plus they knew they we sheep dung if they did not cooperate since I have all of the BK and discharge papers to back me up.
This will prevent them from issuing a summons and getting a judgement against you.
LKH I didn't miss this. Yes of course they can pull it but I don't think they should be able to pull a hard and get more information other than my address, phone, ect in order for skip tracing. How do CRA's know they aren't soliciting more business if you know what I mean.
Just make sure that you have the money to put back into your savings as well as buy the furniture to fill the darn place.
The question this would hinge on for me is whether the vehicle is worth more that the balance owed.
(Reductil next day eu paypal) I approached GMAC with good attitude and they were willing to help me out, plus they knew they we sheep dung if they did not cooperate since I have all of the BK and discharge papers to back me up.
This will prevent them from issuing a summons and getting a judgement against you.
LKH I didn't miss this. Yes of course they can pull it but I don't think they should be able to pull a hard and get more information other than my address, phone, ect in order for skip tracing. How do CRA's know they aren't soliciting more business if you know what I mean.
3000 dollar personal loan
I believe that if you can get a deferment, that you can date it back to when you started missing payments, which will remove them from your report. You could be beyond this timeframe though, but their suggestion of it suggests that you still have eligibility left. If so, you should still be able to rehabilitate your student loan. For this to happen you have to have an agreement in place with the lender and then make 12 payments in a row. Once you reach this point they should 'rehab' your loan. Be warned, if you mess up after that it is very unlikely that you will get a second chance at this. Also make sure that you have signed paperwork showing the agreement, so that you do get credit for all 12 payments .
Even though you're better than almost everyone, your outward image makes everyone think you're just average.
Look for the thread on amex minimum approval criteria, it was recently discussed.
(3000 dollar personal loan) OK, it's early , and unless I misread, couldn't you just send a dispute to TU with copy of paid-in-full letter?
Even though you're better than almost everyone, your outward image makes everyone think you're just average.
Look for the thread on amex minimum approval criteria, it was recently discussed.
(3000 dollar personal loan) OK, it's early , and unless I misread, couldn't you just send a dispute to TU with copy of paid-in-full letter?
student private loan no employment account
On April 23, 2003 I re-pulled his credit, his Experian does reflect the 30 day late has been removed , however is score is still 639 :x What did I do wrong?
I recall when you dispute information as dupicatem sometimes both are deleted.
Your answer can be this...." The Plaintiff is without knowledge or information sufficent to form a belief as to the truth of the allegations contained in the Defendant's complaint.
(Student private loan no employment account) I am on the phone with them now, and they say I was never on the account ...
Since MW is closed , you can no longer charge anything on the card and they cannot change your finance terms.
I recall when you dispute information as dupicatem sometimes both are deleted.
Your answer can be this...." The Plaintiff is without knowledge or information sufficent to form a belief as to the truth of the allegations contained in the Defendant's complaint.
(Student private loan no employment account) I am on the phone with them now, and they say I was never on the account ...
Since MW is closed , you can no longer charge anything on the card and they cannot change your finance terms.
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I think it's best to establish as many positive tls post BK as quickly as possible.
I was under the assumption all "Bad" accounts were subject to 7 years of reporting.
I just got the GM Card and Corvette Card a month ago and have nothing but nice things to say.
(Getting a cash advance without a job) Ok, and sorry for making you repeat yourself..we know verified in TX.
By bad I mean the US post office can't deliver solicitations from the CC to those addresses.
I know that we can dispute matters on our own and my husband and I were successful in the past in getting huge amounts removed from his report because the accounts weren't his.
I dont feel that I should have to deal with this debt due to the fact that I changed my address with the OC and they did not get the job done.
Check your original contract - it may have an automatic-renewal provision meaning unless you actually cancel it, it continues.
I was under the assumption all "Bad" accounts were subject to 7 years of reporting.
I just got the GM Card and Corvette Card a month ago and have nothing but nice things to say.
(Getting a cash advance without a job) Ok, and sorry for making you repeat yourself..we know verified in TX.
By bad I mean the US post office can't deliver solicitations from the CC to those addresses.
I know that we can dispute matters on our own and my husband and I were successful in the past in getting huge amounts removed from his report because the accounts weren't his.
I dont feel that I should have to deal with this debt due to the fact that I changed my address with the OC and they did not get the job done.
Check your original contract - it may have an automatic-renewal provision meaning unless you actually cancel it, it continues.
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If you click on memberlist you will find her, do send her a pm requesting her thoughts.
I'm not Christine and I know you are following now what happened, nodding.
At both the dataming and solicitation stages the CC has more than just your FICO, although they may use FICO to determing who is in its prospecting dataset.
(Cash till pay day uk only) Search the term "goodwill" on here, you will come up with example letters and lots of stories of what works and doesn't.
Oh, goodness no ....I feel kinda funny posting links to other boards on this board.
Unless, of course, you feel that the Iraqi's are better off under Saddam.
If he asks, just let him know a very satisfied USAA customer referred you to him.
I would like to first point out, our proposal of a Mutual Dismissal was a proposal based on the economics of this matter, not the merits.
I'm not Christine and I know you are following now what happened, nodding.
At both the dataming and solicitation stages the CC has more than just your FICO, although they may use FICO to determing who is in its prospecting dataset.
(Cash till pay day uk only) Search the term "goodwill" on here, you will come up with example letters and lots of stories of what works and doesn't.
Oh, goodness no ....I feel kinda funny posting links to other boards on this board.
Unless, of course, you feel that the Iraqi's are better off under Saddam.
If he asks, just let him know a very satisfied USAA customer referred you to him.
I would like to first point out, our proposal of a Mutual Dismissal was a proposal based on the economics of this matter, not the merits.
personal cash advance scam
With the nation tired of hearing jokes about reality television, humorists are looking for a new target -- and have homed in on one that has caught the attention of a frustrated American public.
What I meant by 6 days was, in 6 days I send a copy of the validation request and the CRRR proof to the CRA and demand they delete.
Nodding with Pam, Experian DOES kill turtles AND they arbitrarily cut off your ability to dispute online too, shame on them!!!!!!!!!
(Personal cash advance scam) It lists my name, the account number, open date, last activity date, and charge-off date.
Are these accounts the same?...if they are, they are duplicate, and you can dispute them as that.
Should I leave this off the third - maybe it'll get thrown in someone else's plate?
NO NO NO NO It wasn't heated at all...it was comical, like in a George Constanza type-of thing
Well, just pulled our reports and noticed 3 new collection accounts being reported.
What I meant by 6 days was, in 6 days I send a copy of the validation request and the CRRR proof to the CRA and demand they delete.
Nodding with Pam, Experian DOES kill turtles AND they arbitrarily cut off your ability to dispute online too, shame on them!!!!!!!!!
(Personal cash advance scam) It lists my name, the account number, open date, last activity date, and charge-off date.
Are these accounts the same?...if they are, they are duplicate, and you can dispute them as that.
Should I leave this off the third - maybe it'll get thrown in someone else's plate?
NO NO NO NO It wasn't heated at all...it was comical, like in a George Constanza type-of thing
Well, just pulled our reports and noticed 3 new collection accounts being reported.
100 25 payday loans no teletrack
There may or may not be a kink in this situation. Aspire is not a ca. They are a credit card issuer just like Cap 1. Cap 1 also sends out these type of offers. I don't know that you consider them a ca as they are not demanding that you pay. They are only offering you the opportunity to open a visa account with the outstanding balance included. If you don't accept it, you won't hear from them again demanding you pay.
They have been pulling softs on my experian report also lately. I just sent the a non pp letter. I also sent them an intent to sue letter since they ignored the validation and estoppel letters. It is time to file now cos the deadline to reply has come and gone. I figure I will start the process after the time is up for the non pp reply.
Today was the last day for the bastages to get me my file. So now it's time to dig out some paperwork for filing in court.
(100 25 payday loans no teletrack) I don't know if they traded or not, but considering the amount of people that pull their report multiple times every day for free its a wonder if they will continue.
Some credit guru had once told me you could nail an OC on #1, but he never mentioned the chapter and verse of fcra....
So I'm wondering if it's private somehow -- since it is specifically separated.
They have been pulling softs on my experian report also lately. I just sent the a non pp letter. I also sent them an intent to sue letter since they ignored the validation and estoppel letters. It is time to file now cos the deadline to reply has come and gone. I figure I will start the process after the time is up for the non pp reply.
Today was the last day for the bastages to get me my file. So now it's time to dig out some paperwork for filing in court.
(100 25 payday loans no teletrack) I don't know if they traded or not, but considering the amount of people that pull their report multiple times every day for free its a wonder if they will continue.
Some credit guru had once told me you could nail an OC on #1, but he never mentioned the chapter and verse of fcra....
So I'm wondering if it's private somehow -- since it is specifically separated.
loans for navy credit union
For Experian, I was doing it with my online subscription, so I just logged in and did the disputes there.
So while TU and EXP shows a $110K mortgage and $26K installment loan., EQ shows $136K in installment loans.
I was thinking that might be a gov't reg, but I think it only applies to transactions of $10,000.00 or greater.
(Loans for navy credit union) Notwithstanding any other provision of this title, any consumer reporting agency or agent or employee thereof making disclosure of consumer reports or other information pursuant to this section in good-faith reliance upon a certification of a governmental agency pursuant to the provisions of this section shall not be liable to any person for such disclosure under this subchapter, the constitution of any State, or any law or regulation of any State or any political subdivision of any State.
Recently I have learned that Experian and Transunion sometimes does not contact the furnisher of information when verifying a dispute, but merely verifies the information already placed on their magnetic tapes. Due to the nature and circumstances of my last dispute, I find it hard to believe that Credit Bureau Services has been contacted by the credit bureaus in question.
I had a similar issue with myfico.com and they told me that they couldn't "unlock" my account unless I removed my fraud alert .
So while TU and EXP shows a $110K mortgage and $26K installment loan., EQ shows $136K in installment loans.
I was thinking that might be a gov't reg, but I think it only applies to transactions of $10,000.00 or greater.
(Loans for navy credit union) Notwithstanding any other provision of this title, any consumer reporting agency or agent or employee thereof making disclosure of consumer reports or other information pursuant to this section in good-faith reliance upon a certification of a governmental agency pursuant to the provisions of this section shall not be liable to any person for such disclosure under this subchapter, the constitution of any State, or any law or regulation of any State or any political subdivision of any State.
Recently I have learned that Experian and Transunion sometimes does not contact the furnisher of information when verifying a dispute, but merely verifies the information already placed on their magnetic tapes. Due to the nature and circumstances of my last dispute, I find it hard to believe that Credit Bureau Services has been contacted by the credit bureaus in question.
I had a similar issue with myfico.com and they told me that they couldn't "unlock" my account unless I removed my fraud alert .
czwartek, 31 stycznia 2008
cash loan amounts
If you sign up for EXP's CreditExpert or EQ's CreditWatch - the free 30 day trial - you can get it online right then.
That would mean that lenders would have to go back to looking at things like character and capacity rather than just a number.
In your situation, you are not "paying the account in full" but rather settling for an amount that is agreeable to us.
(Cash loan amounts) Don't know how they handle in the snow because I left Maine 6 years ago and will only drive snow while skiing
That would mean that lenders would have to go back to looking at things like character and capacity rather than just a number.
In your situation, you are not "paying the account in full" but rather settling for an amount that is agreeable to us.
(Cash loan amounts) Don't know how they handle in the snow because I left Maine 6 years ago and will only drive snow while skiing
secure faxless payday sites
I don't think that trying to have one's credit report reported in a fair and accurate manner is frivolous.
I know I send the papers to the stat agent in AZ, but do I list the RMA office in ID as defendant or their corporate HQ in GA?
Sorry for being nosey, but no matter what I do, I've been stuck at $1200 since 2001 when I got the card! They did "upgrade" me to a Titanium about a year ago, but all that did was make me lose the cash back!
(Secure faxless payday sites) Be it known that as of 3/13/03, any business entity or person that places or cause's to be placed, derogatory information in my credit file will be charged a fee of $1000 per word payable within 30 days.You may optout within 5 business days of having placed derogatory information by contacting XXXX XXXXx xx xxxxx xx xxxx xxxx xx Your failure to opt out is your explicit agreement to the above terms.
Hey Joe, heres a idea, post all us guys a pic of the twin peaks in question and let us guys be the judge's of them . Im quite sure your sweetie will agree
I know I send the papers to the stat agent in AZ, but do I list the RMA office in ID as defendant or their corporate HQ in GA?
Sorry for being nosey, but no matter what I do, I've been stuck at $1200 since 2001 when I got the card! They did "upgrade" me to a Titanium about a year ago, but all that did was make me lose the cash back!
(Secure faxless payday sites) Be it known that as of 3/13/03, any business entity or person that places or cause's to be placed, derogatory information in my credit file will be charged a fee of $1000 per word payable within 30 days.You may optout within 5 business days of having placed derogatory information by contacting XXXX XXXXx xx xxxxx xx xxxx xxxx xx Your failure to opt out is your explicit agreement to the above terms.
Hey Joe, heres a idea, post all us guys a pic of the twin peaks in question and let us guys be the judge's of them . Im quite sure your sweetie will agree
personal loan without job
I also wonder...if they are going to make the changes and NOT notify me in anyway, Yes, I have had this happen.
I have a general idea of what I can and cannot do for a client before I get all of their paperwork.
The student loan checks came to the school, when the check came, I went into the office and signed it over to them. Of course I defaulted on the loan, had my tax refund taken for a few years and it's paid now, except for about $100 or so that for some reason they could not withhold from my taxes. I get all of my refunds now and have for 4 years or so. I have no idea who owns the debt or even if there is one because it was sold and transferred so many times.
(Personal loan without job) Here is the site - but my JCB STD CARD looks different than the one on the site.
That is what I would do....Others might do it differently, but hey.......
And that my report would be available for viewing in two to three days.
I have a general idea of what I can and cannot do for a client before I get all of their paperwork.
The student loan checks came to the school, when the check came, I went into the office and signed it over to them. Of course I defaulted on the loan, had my tax refund taken for a few years and it's paid now, except for about $100 or so that for some reason they could not withhold from my taxes. I get all of my refunds now and have for 4 years or so. I have no idea who owns the debt or even if there is one because it was sold and transferred so many times.
(Personal loan without job) Here is the site - but my JCB STD CARD looks different than the one on the site.
That is what I would do....Others might do it differently, but hey.......
And that my report would be available for viewing in two to three days.
loans not using teletrack
My husband got a GM card, Corvette and Union Plus card all on the same day
I was an idiot to believe what they promised, but at least I didn't send out a "nutcase" letter and I don't mind at all presenting to the judge/jury the faxes and e-mails I DID send.
I'm not certain this pertains to your post above but hope you at least find it VERY interesting !
(Loans not using teletrack) Not marking it in dispute may be the smallest of the violations committed.
If someone has asked this question before, there is no evidence of it.
Normally I wouldn't tell anyone's business, but I just wanted to show you how little things like that become big things to people.
I was an idiot to believe what they promised, but at least I didn't send out a "nutcase" letter and I don't mind at all presenting to the judge/jury the faxes and e-mails I DID send.
I'm not certain this pertains to your post above but hope you at least find it VERY interesting !
(Loans not using teletrack) Not marking it in dispute may be the smallest of the violations committed.
If someone has asked this question before, there is no evidence of it.
Normally I wouldn't tell anyone's business, but I just wanted to show you how little things like that become big things to people.
paycheck advance no phone calls
The other idea is to get a secured loan from a bank for say $500 then pay it off in payments over a period of time.
Just looked over all my "previously investigated" letters and all my negative TLs on experian.
However, I just can't bring myself to tell about what I went through with my son at 15 months who was throwing a tantrum from hell, a VERY dirty diaper, napkins, and the floors and walls of a certain cafeteria bathroom in Knoxville, TN while horrified patrons witnessed.
(Paycheck advance no phone calls) We have a fairly high income now, but we do have recent CO's from 12/02.
have never had a problem and feel confident I can assure you this is a scam.
About a week or so later, I got a letter saying they couldn't locate the documentation on the account and were going to remove it from my credit reports.
Just looked over all my "previously investigated" letters and all my negative TLs on experian.
However, I just can't bring myself to tell about what I went through with my son at 15 months who was throwing a tantrum from hell, a VERY dirty diaper, napkins, and the floors and walls of a certain cafeteria bathroom in Knoxville, TN while horrified patrons witnessed.
(Paycheck advance no phone calls) We have a fairly high income now, but we do have recent CO's from 12/02.
have never had a problem and feel confident I can assure you this is a scam.
About a week or so later, I got a letter saying they couldn't locate the documentation on the account and were going to remove it from my credit reports.
non compete quicken loans employee
Haven't gotten to the point yet where I am ready for a goodwill letter yet.
I then said, "Well, let's get our books out and read together, shall we?" Then I directed her to 611.
I will give you some thoughts that I have on this matter and hopefully it will be of some help.
(Non compete quicken loans employee) Currently, Countrywide's rates for 0 down loans is somewhere around 5.625-5.75 with 0 points.
This is also covered on a set of disclosures that I have my borrowers sign.
Would it be worth it to ask the CAs for validation and hope the takeover prevents the new company from validating?
I then said, "Well, let's get our books out and read together, shall we?" Then I directed her to 611.
I will give you some thoughts that I have on this matter and hopefully it will be of some help.
(Non compete quicken loans employee) Currently, Countrywide's rates for 0 down loans is somewhere around 5.625-5.75 with 0 points.
This is also covered on a set of disclosures that I have my borrowers sign.
Would it be worth it to ask the CAs for validation and hope the takeover prevents the new company from validating?
yes personal loans good comments
It won't be an issue, no one is going to call you and question you about it, or reject your application because of it.
This is a pathetic joke and it loses its humor because we have lost the house.
They responded that since this happened prior to April 15th it was not in violation of HIPAA and if I had any questions to contact CA.
(Yes personal loans good comments) Fair Debt Collection Practices Act 807. False or misleading representations [15 USC 1692, Paragraph 8
They have the option of what payment to make and they begin with the smallest one at first.
I pulled my report on 7/13 and 7/21, the accounts where there then. I cannot see my report anymore since the time has expired. Has anyone heard of this before?? They can't find 3 that were just there a week ago!! This is unreal.
Maybe so you don't get a 1099 for interest at the end of the year. Less of a paper trail. I doubt any money actually exchanges hands from "affiliate" to "bank of our choice". If you earned interest, they would have to 1099 you, wouldn't they? They probably can't as I doubt the bank accounts that are the security for the "loans" are genuine. Probably paying the 1% as a fee for fraudulant reporting of a virtual loan. But , I could be wrong. This reminds me of the Bill B trick for improving scores.
This is a pathetic joke and it loses its humor because we have lost the house.
They responded that since this happened prior to April 15th it was not in violation of HIPAA and if I had any questions to contact CA.
(Yes personal loans good comments) Fair Debt Collection Practices Act 807. False or misleading representations [15 USC 1692, Paragraph 8
They have the option of what payment to make and they begin with the smallest one at first.
I pulled my report on 7/13 and 7/21, the accounts where there then. I cannot see my report anymore since the time has expired. Has anyone heard of this before?? They can't find 3 that were just there a week ago!! This is unreal.
Maybe so you don't get a 1099 for interest at the end of the year. Less of a paper trail. I doubt any money actually exchanges hands from "affiliate" to "bank of our choice". If you earned interest, they would have to 1099 you, wouldn't they? They probably can't as I doubt the bank accounts that are the security for the "loans" are genuine. Probably paying the 1% as a fee for fraudulant reporting of a virtual loan. But , I could be wrong. This reminds me of the Bill B trick for improving scores.
bad credit loans for working
and i'm just tired of being turned down for thing that happened a long time ago.
Now if you really don't want telemarketing calls, you need to contact Telephone Preference Services They control most of the lists.
Nope, you misunderstood me. I'm going to replace the old greyed deteriorating fence that has side-by-side slats and sagging wood posts...
(Bad credit loans for working) I have included copies of sent correspondence with Scumbag CA, including CRRR receipts.
You're prepproved....so call xxx or return the attached acceptance form by June 15, 2003.
I desparately need this deleted as when I tried to re fi a mortgage one of the notations for score information was
In the absence of legal ways out, how about a sublet? Find someone who needs a place and rent yours to them. Most apt places don't officially allow this. Or you could add that someone to your lease and then drop your name in a couple of months.
Now if you really don't want telemarketing calls, you need to contact Telephone Preference Services They control most of the lists.
Nope, you misunderstood me. I'm going to replace the old greyed deteriorating fence that has side-by-side slats and sagging wood posts...
(Bad credit loans for working) I have included copies of sent correspondence with Scumbag CA, including CRRR receipts.
You're prepproved....so call xxx or return the attached acceptance form by June 15, 2003.
I desparately need this deleted as when I tried to re fi a mortgage one of the notations for score information was
In the absence of legal ways out, how about a sublet? Find someone who needs a place and rent yours to them. Most apt places don't officially allow this. Or you could add that someone to your lease and then drop your name in a couple of months.
loans no cl verify
While I can applaud Paypal for using more advanced measures of verifying identities to avoid fraud, I see no reason that a hard should've been pulled.
OK I spent all last night searching and reading everything I could get on here.
There's caselaw here in CA, a lady was providing basically the same things you're suggesting we provide - just the information, no dissemenation of said info, just "here's how to get the forms".
(Loans no cl verify) I don't care if that last crummy joke made no sense....leave me alone
OK I spent all last night searching and reading everything I could get on here.
There's caselaw here in CA, a lady was providing basically the same things you're suggesting we provide - just the information, no dissemenation of said info, just "here's how to get the forms".
(Loans no cl verify) I don't care if that last crummy joke made no sense....leave me alone
pueblo colorado hard cash loans
Be flexible but the goal is to express your concenr and get proof that the underlying loans ares paid.
However, I am hooked to all the same databases as the rest of us :twisted:
They are on my credit as well....they were showing up late and I have had deferments.....well, I disputed the account as never late, and it was updated as never late on EX, deleted on EQ because they never responded and of course it stayed the same on crappy TU.....
(Pueblo colorado hard cash loans) Circuit City reported yesterday that its First North American National Bank produced a pretax loss of $22.1 million for the quarter ending May 31st."
However, I am hooked to all the same databases as the rest of us :twisted:
They are on my credit as well....they were showing up late and I have had deferments.....well, I disputed the account as never late, and it was updated as never late on EX, deleted on EQ because they never responded and of course it stayed the same on crappy TU.....
(Pueblo colorado hard cash loans) Circuit City reported yesterday that its First North American National Bank produced a pretax loss of $22.1 million for the quarter ending May 31st."
teletrack recovery form
This General conditional release of liability agreement is contingent upon NCO FINANCIAL SYSTEMS, INC., aka MARLIN INTEGRATED CAPITAL, complying fully with the above conditions and only releases NCO FINANCIAL SYSTEMS, INC., aka MARLIN INTEGRATED CAPITAL from all liability if these requirements and conditions have been met.
As I stated before Patti, you want to find a way to deal with this without the CA's reporting.
While looking at my CR's, I noticed that my gas and cable company pulled my credit.
(Teletrack recovery form) Also, when he asked to confirm your mortgage info, he could have cross referenced your info, and got it that way.......................Chase Mortgage is also horrible about selling one's info to eveyone who will buy it :twisted:
Make sure you read and study all the stickies in the "before you post" forum.
As I stated before Patti, you want to find a way to deal with this without the CA's reporting.
While looking at my CR's, I noticed that my gas and cable company pulled my credit.
(Teletrack recovery form) Also, when he asked to confirm your mortgage info, he could have cross referenced your info, and got it that way.......................Chase Mortgage is also horrible about selling one's info to eveyone who will buy it :twisted:
Make sure you read and study all the stickies in the "before you post" forum.
direct advance lenders
If so, you may find that's also in the finance charges and will result in the exorbitant calculated % APR.
Of course the accounts listed in the BK are being reported inaccurately to the CRBs.
How much does it typically cost for an attorney to prepare and file the documents?
(Direct advance lenders) Send them a copy of your birth certificate, copy of SS card, and two copies of bills showing address.
I will keep copies of all the complaints, etc, and forward those via crrr to sprint/ca AFTER I receive validation.
without equifax ever notifying her.Since then she can not locate the
I am so happy that your new grandchild is healthy, cute and full of fur...
I dont think there's a way to grant locking someones acct...only general posts, unless you're an admin. We can just lock individual posts...which in times like these, is like pulling a weed by the stem and not the roots...
Of course the accounts listed in the BK are being reported inaccurately to the CRBs.
How much does it typically cost for an attorney to prepare and file the documents?
(Direct advance lenders) Send them a copy of your birth certificate, copy of SS card, and two copies of bills showing address.
I will keep copies of all the complaints, etc, and forward those via crrr to sprint/ca AFTER I receive validation.
without equifax ever notifying her.Since then she can not locate the
I am so happy that your new grandchild is healthy, cute and full of fur...
I dont think there's a way to grant locking someones acct...only general posts, unless you're an admin. We can just lock individual posts...which in times like these, is like pulling a weed by the stem and not the roots...
ww paycheck academy com
This item was verified and updated on 9-2003.
It is still not fixed. So... I guess I am going to sue them.
and there was no fees, spent enough to win airline and hotel trip i never did use. i liked it just fine, but somehow i just dont think they will ever offer me another one i think its a good card.
(Ww paycheck academy com) Now you may not purchase a RENTAL property but you may refinance a rental property if the veteran ONCE occupied it. The VA process is not that hard but you do want to compare a conventional loan with a VA loan to see what works best for you
It is still not fixed. So... I guess I am going to sue them.
and there was no fees, spent enough to win airline and hotel trip i never did use. i liked it just fine, but somehow i just dont think they will ever offer me another one i think its a good card.
(Ww paycheck academy com) Now you may not purchase a RENTAL property but you may refinance a rental property if the veteran ONCE occupied it. The VA process is not that hard but you do want to compare a conventional loan with a VA loan to see what works best for you
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